EHLP HOMEOWNER APPLICATION DEADLINE HAS PASSED
The deadline for The Emergency Homeowners’ Loan Program (EHLP) has passed for the HUD-administered program, and is no longer accepting Pre-Applicant Screening Worksheets from homeowners. Homeowners living in an EHLP-designated state (see list below) who were not able to submit a screening worksheet before the September 15, 2011, deadline should speak with a housing counselor to identify all foreclosure prevention options available. To locate a counselor serving your community or region, go to FindaForeclosureCounselor.org. Homeowners who reside in one of the five Substantially Similar EHLP States (see list below) may still be able to submit applications for program assistance. Continue reading for further information.
EHLP States
Alaska, Arkansas, Colorado, Hawaii, Iowa, Kansas, Louisiana, Maine, Massachusetts, Minnesota, Missouri, Montana, Nebraska, New Hampshire, New Mexico, New York, North Dakota, Oklahoma, South Dakota, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming as well as the commonwealth of Puerto Rico.
Substantially similar EHLP states:
On April 1, 2011, HUD identified five states operating their own respective mortgage assistance programs that met HUD’s criteria as “substantially similar” to the EHLP. These include Connecticut, Delaware, Idaho, Maryland, and Pennsylvania. Homeowners living within a substantially similar state should click on the links below for information about how to apply for EHLP assistance under their state’s program.
States That are Not Participating in EHLP
Those states that are not identified above receive direct assistance through the U.S. Treasury’s Innovation Fund for Hardest Hit Housing Market Program. The list of Hardest Hit Fund states is provided below. If you live in one of these states, click on that state’s name to find out more about Hardest Hit Housing Market Program that is available where you live.
Alabama, Arizona, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Mississippi, Nevada, New Jersey, North Carolina, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Washington DC
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Documents will not be accepted after September 15th, 2011.
Incomplete application packages will be deemed ineligible. After September 15th, EHLP staff will provide status updates on pre-applications via mail only. BCL of Texas is not liable for documents lost in transmission.
If you received a letter that you are ineligible for this program but would like to receive foreclosure prevention counseling from a non-profit housing counseling organization, please visit www.findaforeclosurecounselor.org to locate the agency nearest you.
BCL of Texas |